:root{--blue:#1853B9;--blue-d:#0f3a85;--orange:#F19502;--ink:#1a2233;--muted:#4a5568;--bg:#f6f8fc;--line:#dfe5ef;--r:14px}
*{box-sizing:border-box}html{scroll-behavior:smooth}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;color:var(--ink);background:#fff}
img{max-width:100%;height:auto}a{color:var(--blue)}
.skip{position:absolute;left:-999px;top:8px;background:#fff;color:var(--blue);padding:10px 16px;z-index:99;border-radius:8px;font-weight:700}
.skip:focus{left:8px}
:focus-visible{outline:3px solid var(--orange);outline-offset:3px;border-radius:4px}
.wrap{max-width:1160px;margin:0 auto;padding:0 20px}
header.site{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}
header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-top:10px;padding-bottom:10px}
header img{height:56px;width:auto}
nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}nav a{text-decoration:none;color:var(--ink);font-weight:600}nav a:hover{color:var(--blue)}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 22px;border-radius:999px;font-weight:700;text-decoration:none;border:2px solid transparent;min-height:44px}
.btn-primary{background:var(--orange);color:#1a1200}.btn-primary:hover{background:#ffab2e}
.btn-outline{border-color:#fff;color:#fff}.btn-outline:hover{background:rgba(255,255,255,.12)}
.btn-blue{background:var(--blue);color:#fff}
.hero{background:linear-gradient(135deg,var(--blue-d),var(--blue));color:#fff;padding:72px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.3fr 1fr;gap:40px;align-items:center}
.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:.8rem;font-weight:700;color:#ffd38a}
.hero h1{font-size:clamp(2rem,4.5vw,3.2rem);line-height:1.12;margin:.3em 0}
.hero p{font-size:1.15rem;color:#e6edfa}.cta-row{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.quote-card{background:#fff;color:var(--ink);border-radius:var(--r);padding:26px;box-shadow:0 20px 50px rgba(0,0,0,.25)}
.quote-card h2{margin:0 0 12px;font-size:1.3rem}
label{display:block;font-weight:600;font-size:.92rem;margin-top:10px}
input,select{width:100%;padding:11px;border:1.5px solid #8a96a8;border-radius:8px;font:inherit;margin-top:4px}
.small{font-size:.85rem;color:var(--muted)}
.badges{background:var(--bg);border-bottom:1px solid var(--line)}
.badges ul{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;list-style:none;margin:0;padding:22px 0}
.badges li{display:flex;gap:10px;align-items:center;font-weight:600}
.badges svg{flex:none;width:36px;height:36px;color:var(--blue)}
section{padding:72px 0}section h2{font-size:clamp(1.6rem,3vw,2.2rem);margin:0 0 .3em;line-height:1.2}
.lead{color:var(--muted);max-width:720px;margin-bottom:32px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.card{border:1px solid var(--line);border-radius:var(--r);padding:24px;background:#fff}
.card h3{margin:.2em 0;color:var(--blue-d)}
.svc-icon{width:48px;height:48px;border-radius:12px;background:#e8effb;display:grid;place-items:center;color:var(--blue)}
.alt{background:var(--bg)}
.checks{columns:2;padding-left:0;list-style:none}.checks li{padding-left:28px;position:relative;margin-bottom:6px;break-inside:avoid}
.checks li::before{content:"✓";position:absolute;left:0;color:#0f6121;font-weight:800}
blockquote{margin:0}.review .stars{color:#a35f00;letter-spacing:2px}
.review figcaption{font-weight:700;margin-top:10px}
.area{display:grid;grid-template-columns:1fr 1.2fr;gap:32px;align-items:start}
.map{aspect-ratio:4/3;border-radius:var(--r);background:repeating-linear-gradient(45deg,#e8effb,#e8effb 12px,#f4f7fc 12px,#f4f7fc 24px);display:grid;place-items:center;text-align:center;border:2px dashed #8a96a8;color:var(--muted);padding:20px}
.chips{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0}.chips li{background:#e8effb;color:var(--blue-d);padding:6px 14px;border-radius:999px;font-weight:600;font-size:.92rem}
details{border:1px solid var(--line);border-radius:10px;margin-bottom:10px;background:#fff}
summary{cursor:pointer;padding:16px 20px;font-weight:700;list-style:none;display:flex;justify-content:space-between}
summary::after{content:"+";color:var(--blue);font-size:1.3rem}details[open] summary::after{content:"–"}
details>div{padding:0 20px 16px;color:var(--muted)}
.final{background:var(--orange);color:#1a1200;text-align:center}.final .btn-blue{margin:6px}
footer{background:#0d1b33;color:#cfd8e8;padding:48px 0 24px;font-size:.95rem}
footer a{color:#fff}footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}
footer ul{list-style:none;padding:0;margin:0}footer li{margin-bottom:6px}
.legal{border-top:1px solid #2a3a5a;margin-top:28px;padding-top:18px;display:flex;flex-wrap:wrap;justify-content:space-between;gap:12px}
.legal ul{display:flex;flex-wrap:wrap;gap:16px}
.ph{background:#fff3c4;color:#5a4300;padding:0 4px;border-radius:4px}
@media (max-width:860px){nav{display:none}.hero .wrap,.area,footer .cols{grid-template-columns:1fr}.grid3{grid-template-columns:1fr}.badges ul{grid-template-columns:1fr 1fr}.checks{columns:1}header .btn{padding:10px 14px;font-size:.9rem}header img{height:44px}.hero{padding:44px 0}section{padding:52px 0}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

.legal-page{max-width:820px;margin:0 auto;padding:48px 20px}.legal-page h1{font-size:2rem}.review-note{font-size:.85rem;background:#fff3c4;color:#5a4300;padding:10px 14px;border-radius:8px}
.btn-block{width:100%;justify-content:center}
.hero .quote-card p{color:var(--ink);font-size:1rem}.hero .quote-card .small{color:var(--muted);font-size:.9rem}